IF YOU’RE NOT FAMILIAR WITH THE MANY BENEFITS OF TITLE INSURANCE YOU’RE NOT ALONE. MOST PEOPLE DON’T REALIZE THAT THERE IS A CERTAIN AMOUNT OF RISK POSSIBLE IN EVERY REAL ESTATE TRANSACTION. HOMELAND TITLE CAN INSURE THE TITLE TO YOUR PROPERTY AGAINST THE FOLLOWING POSSIBLE DEFECTS:

Impersonation of alleged property owner or identity theft leading to forged documents and/or resulting in a fradulent or illegal conveyance of property.
Documents executed under false, revoked, or expired powers of attorney
Undisclosed heirs
Improperly recorded documents
Encroachments, overlaps, boundary line disputes or other matters that might be revealed by a survey
Improperly concluded foreclosures
Gaps or errors in the chain of title
Deeds by minors or other persons who do not have the legal authority to contract
Transactions involving a “self dealing” executor or administrator where the interests of the beneficiaries or devisees of an estate are not properly resolved.
Inadequate or inaccurate property descriptions
Marital interest of spouses occupying the premises as their principal residence
Inaccuracies presented in the Municipal tax records
Administration of estates and probate of wills of missing persons who are presumed deceased
Issues of rightful possession of the land
Deeds and mortgages by foreigners who may lack legal capacity to hold or convey title
Improper modification of documents
Issues arriving from the divorce of married persons in title
Debts or claims of debt of a decedent against property improperly conveyed by heirs and devisees
Issues concerning unlawful takings by eminent domain or condemnation
Special tax assessments
Forfeitures of real property due to criminal acts
Conveyances and proceedings affecting rights of military personnel protected by the Soldiers’ and Sailors’ Civil Relief Act
Issues concerning interests noted in financial statements filed under Uniform Commercial Code
Adverse possession
Utility easements
False affidavits of death or heirship
Intestate estates
Probate matters
Duress in execution of wills, deeds and instruments conveying or establishing title
Issues involving delivery of title documents
Deeds and wills by persons lacking legal capacity to contract or make decisions for themselves
NJ State Inheritance Tax liens
NJ and Federal Estate Tax liens